Colorado Car Insurance - Before You Start Driving Here
Colorado Car Insurance
Whether
you're hitting the slopes or heading to the office, make sure you have valid
Colorado car insurance when you drive in the Centennial State. Drivers who fail
to show proof of insurance can face penalties upwards of $500, points added to
their driving record, and in some cases suspended licenses and community
service hours. Drivers are also required to show proof of insurance to the
Colorado Bureau of Motor Vehicles in order to register vehicles. If you need
car insurance or want to switch companies, you can get Colorado car insurance
quotes online.
Ski
Rack Requirements In Colorado
There
are laws on vehicle height and driver visibility that could cause you to be
pulled over by the police. When fastening skis and other equipment to the roof,
drivers need to make sure there's no visual obstruction, like ski tips that
could block the driver's view through any of the vehicle's windshields or
windows. If you place a ski rack on a tall vehicle, like an SUV or van, take
notice that the rack does exceed the state's maximum allowable height of 13
feet. Violations are subject to fines and surcharges.
Colorado
Auto Insurance Minimum Requirements
Vehicle
owners driving on Colorado roads are required to have at least the following
minimum limits on their insurance policy:
Bodily
Injury: $25,000 per person, $50,000 per accident
Property
Damage: $15,000 per accident
Uninsured
Motorist: $25,000 per person, $50,000 per accident*
Medical
Payments: $5,000 per accident*
*Uninsured
Motorist and Medical Payments can be rejected by signing an option form.
There
are additional optional coverages that you may carry to better protect yourself
and your vehicles. A GEICO insurance counselor can assist you in choosing the
best Colorado auto coverage for your needs.
Colorado
Teen Driver Licensing Process
For
Colorado teens who want to get their license on their 16th birthday, they'll
need to start driver's education before age 15. Colorado requires teens to have
held a learner's permit for at least 12 months before applying for a Colorado
driver's license. Colorado law prohibits drivers under 18 years of age from
using a mobile phone while driving unless it is to contact the police, fire
department, or it is an emergency. Drivers 18 and older may not use a mobile
phone for text messaging while driving unless it's to contact the police, fire
department, or it's an emergency.
The
process for obtaining a driver's license varies depends on the driver's age:
If
you start at or before age 15 and 6 months, you must complete a 30-hour driver's
education course before you can apply for a learner's permit (minimum age 15).
Permit holders who have logged 50 hours driving time, completed a 6 hour
behind-the-wheel training course, and have held their permit for at least 12
months can then apply for a driver's license.
If
you start between age 15 and 6 months up to age 16, you can either complete a
30-hour driver's education course or a 4-hour classroom driver awareness
program to be eligible for a learner's permit. Permit holders who have logged
50 hours driving time (plus 6 hours behind-the-wheel training if you are
younger than 16 years and 6 months when you apply for a license) and who have
held their permit for at least 12 months can then apply for a driver's license.
If
you start at age 16 or 17, there are no prior driver's education requirements
before being eligible to apply for a learner's permit. Permit holders who have
logged 50 hours driving time and who have held their permit for at least 12
months can then apply for a driver's license. Additional 6 hours
behind-the-wheel training is optional.
For
the first year licensed driving is prohibited between midnight and 5 am, unless
accompanied by an instructor, parent, or legal guardian.
Mesothelioma Law Firm
Mesothelioma,
a life-threatening type of cancer that can affect the lungs, abdomen, and
several other major organs, has been linked to prolonged exposure to asbestos.
Many people who were victims of exposure have sought the advice of a
mesothelioma law firm to get justice and help them cover the overwhelming
expenses associated with this disease.
Most
victims were exposed to asbestos at work. In many cases, the manufacturers of
asbestos and asbestos-containing materials knew of the hidden dangers and risks
of asbestos, yet failed to inform the public. Because of this, workers who
developed health issues from asbestos exposure may be eligible for financial
compensation to cover expenses such as lost wages, medical bills, emotional
suffering, physical pain, and more.
If
you suffer from mesothelioma, asbestos-related lung cancer, or asbestosis, you
may be eligible for a large amount of compensation. Currently, there is over
$30 billion in asbestos trust funds, set up for those who have been diagnosed
with an asbestos-related illness. Fill out our form to receive our free
Financial Compensation Packet. Our packet is loaded with information on leading
mesothelioma attorneys in your area, how to file a claim for asbestos trust
funds, how to get paid in 90 days, and more.
What
Does a Mesothelioma Law Firm Do?
Law
firms specializing in mesothelioma focus primarily on victims of this type of
cancer as well as those with other asbestos-related diseases. For the best
chance of a positive outcome for an asbestos case, it is important to avoid
settling for a law firm that takes on all kinds of personal injury cases. You
need a legal team that specializes in mesothelioma cases, as these types of
lawsuits are complicated and require an in-depth understanding of asbestos exposure
and diseases.
Attorneys
at asbestos law firms have a deep knowledge of federal and state laws regarding
asbestos use and how it has been used in a range of industries where workers
were exposed. They also have sharp investigative skills and are able to dig
deep to uncover when and where companies exposed workers to asbestos. You need
the guidance and advice of this kind of law firm to have the best chance of a
successful claim or lawsuit.
How To Donate a Car In California
Are
you ready to donate a car in California? If so, good for you! Donating a car to
charity is a wonderful decision on many levels. First of all, your donation
goes to help a great cause. Plus, you
get your old vehicle or junk car moved off of your property free of charge. You
are also recycling an old vehicle, and you also get to claim the car donation
as a tax deduction.
In
this post you'll find some tips on how to donate a car in California and some
specific requirements you should be aware of that relate to California car donations.
1.
To donate a car in California, you begin by submitting an online car donation
form or calling the charity you wish donate your vehicle to. If you wish to claim the car donation as a
tax deduction, be sure to check that the charity is an IRS recognized nonprofit
organization.
2.
The process for receiving the tax receipt for your charitable donation may
vary. Some charities will email you the initial receipt while others have the
tow truck provide you with the receipt at the time of pick up. This is just an
initial receipt and enables you to claim a tax deduction of up to $500. You
should check with the charity to find out what their procedure is for providing
you with this receipt when you submit your vehicle donation.
3.
In the State of California, the license plates remain with the vehicle, so
these should not be removed prior to the pickup.
4.
Filing a Release of Liability with the California Department of Motor Vehicles
is an important step you do not want to miss when you donate a car. This document releases you from future
liability which may arise for any reason after the vehicle is donated. In California the procedure for filing a
Release of Liability is that you must return the pink portion of the title or
DMV form REG 138 to your local Department of Motor Vehicles. Alternatively, you
can file your release of liability online at http://www.dmv.ca.gov.
5.
If your vehicle sells for more than $500, or if it qualifies for a fair market
value tax deduction, you will receive additional tax paperwork after the sale
of the vehicle takes place. The amount you will be allowed to deduct on your
taxes will vary depending on several factors which could include the price the
vehicle is sold for or whether the vehicle is classified as a fair market value
car donation.
6.
One last point we should mention is that if you plan to claim your car donation
tax deduction on your 2012 taxes, you need to make sure you donate the car well
before the deadline of December 31, 2012. The charity should have possession of
the vehicle before midnight on December 31st, or at least have the pickup well
in the works, in order for you to claim your tax deduction in 2012. Don’t wait
till the last minute as there could be delays that could result in you being unable
to claim the donation as a deduction for the current tax year.
If
you have any further questions related to your car donation tax deduction, most
charities are relatively knowledgeable about the process and paperwork needed,
however, you should consult a CPA or accountant for specifics regarding your
particular tax situation.
For
additional questions related to car donations in California, you can contact
your local DMV or visit the California DMV website for the latest information
on state specific requirements.